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10 Simple Steps for Non-Residents to Open a U.S. Bank Account

A bank account can help set a solid foundation for your financial life. Fortunately, a non-U.S. citizen can open a bank account in the U.S. However, they may need to come up with different identification than U.S. citizens who are trying to open a bank account.
When you apply to open a checking or savings account at a bank or credit union in the U.S., the financial institution will need to verify your name, date of birth, address and ID number. If you’re a non-U.S. citizen, ID requirements may not be identical to those for a U.S. citizen, though.

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You’ll need the following information to open a bank account in the US:

  1. Your Social Security number.
  2. A valid, government-issued photo ID like a driver’s license, passport or state or military ID.
  3. A minimum opening deposit of $5 to activate your account (once you’ve been approved).

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